# BridgerPay > BridgerPay is a payment orchestration platform for merchants. One integration connects a business to 1,000+ payment providers and payment methods across 185+ countries, with AI-driven routing, automatic retries of declined payments, unified 3D Secure, fraud rules and reconciliation, all managed from one dashboard. BridgerPay is PCI DSS Level 1 certified. This file indexes the public pages of bridgerpay.com for AI agents and assistants. Every bridgerpay.com page below, except the bug bounty page, also returns a Markdown version of itself from the same URL when requested with `Accept: text/markdown`. There are no separate `.md` URLs. **When to use BridgerPay** - A merchant works with several payment service providers (PSPs), acquirers or alternative payment methods and wants to run them through one integration and one dashboard. - A merchant wants to recover declined card payments by retrying them automatically through other providers. - A merchant wants no-code routing rules that send each transaction to a provider by country, provider or live performance data. - A merchant needs one 3D Secure authentication flow that works across multiple providers and acquirers. - A finance team wants settlements from every provider consolidated and reconciled in one place. - The business is in travel and hospitality, SaaS and subscriptions, gaming, retail and eCommerce, or financial services. **How agents should use this site** - For research, fetch the pages below with `Accept: text/markdown` and read the Markdown rather than scraping the HTML. - Individual blog posts, newsroom articles, customer stories and job openings are linked from their index pages, and return Markdown the same way. - The developer documentation is password-protected. Without credentials from BridgerPay an agent cannot read it, so do not infer API details from the marketing pages. - To reach sales or book a demo, send the user to the contact page. Its form has a human-verification check, so the user has to submit it themselves. ## Products - [Bridger OS](https://bridgerpay.com/bridgerOS): One dashboard for payment operations: manage PSPs, routing and reconciliation without switching tools. - [Bridger AI](https://bridgerpay.com/bridger-ai): Turns transaction data into payments intelligence for AI-driven routing, adaptive retries and performance optimization. - [Bridger Retry™](https://bridgerpay.com/retry): Recovers declined payments with AI-driven retry logic across unlimited PSPs, including recurring and card-not-present transactions. - [Bridger Router](https://bridgerpay.com/router): No-code payment routing rules by country, PSP and performance data, to raise acceptance rates without development work. - [Bridger 3DS](https://bridgerpay.com/threeD): One 3D Secure authentication across multiple PSPs and acquirers, reducing friction and raising approval rates on every retry. - [Bridger Checkout](https://bridgerpay.com/checkout): Integration options: embedded checkout, payment links, Blox checkout components, iOS, Android and web SDKs, card tokenization, a full API connection (MPI) and point of sale. Integrations are built and tested in a sandbox before going live. - [BridgerFraud](https://bridgerpay.com/fraud): Built-in fraud prevention with no-code rules and real-time monitoring. - [Settlements & Reconciliation](https://bridgerpay.com/settlement): Consolidates payouts from every provider into one dashboard and reconciles them in real time. - [Omnichannel orchestration](https://bridgerpay.com/omni): Unifies online, in-store and mobile payments, including POS, web and apps, on one platform. ## Industries - [Travel & hospitality](https://bridgerpay.com/travel): Payment orchestration for hotels, travel platforms and hospitality brands. - [SaaS & subscriptions](https://bridgerpay.com/saas): Reduces involuntary churn with smart retries, network tokenization and orchestration. - [Gaming](https://bridgerpay.com/gaming): Built for gaming operators: high-risk transactions, fraud checks and fast payouts. - [Retail & eCommerce](https://bridgerpay.com/retail): Unifies online, in-store and mobile payments into one omnichannel platform. - [Financial institutions](https://bridgerpay.com/finance): A single API for accepting payments, processing payouts and reconciling transactions across borders. ## Resources - [Bridger Connections](https://bridgerpay.com/connections): Free, searchable directory of payment providers and methods BridgerPay connects to, filterable by country, region and method. No account needed. - [Blog](https://bridgerpay.com/blog): Articles on payment orchestration, routing, retries, fraud prevention and payment operations. - [Customer stories](https://bridgerpay.com/stories): Case studies of merchants that raised approval rates and cut payment failures with BridgerPay. - [Webinars](https://bridgerpay.com/webinars): Recorded and upcoming sessions on payment orchestration and scaling global eCommerce. - [Newsroom](https://bridgerpay.com/newsroom): Press releases, product announcements, partnerships and industry recognition. ## Security & legal - [Security & PCI compliance](https://bridgerpay.com/pci): PCI DSS Level 1, audited annually with quarterly scans. GDPR compliant, TLS 1.3 in transit and AES-256 at rest, hosted on Google Cloud Platform. - [Legal](https://bridgerpay.com/legal): Terms of service, privacy policy and cookies policy. - [Bug bounty program](https://bridgerpay.com/bug-bounty-program): How to report a security vulnerability to BridgerPay. ## Company - [About BridgerPay](https://bridgerpay.com/about): The company's story, values and office in Limassol, Cyprus. - [Contact sales](https://bridgerpay.com/contact): Book a demo with the BridgerPay team. - [Careers](https://bridgerpay.com/careers): Open positions at BridgerPay. - [Merchant dashboard](https://dash.bridgerpay.com/intro/login): Sign-in for existing BridgerPay merchants. - [Developer documentation](https://developers.bridgerpay.com/): API and integration guides. Password-protected; access is provided by BridgerPay. ## Optional - [Travel features](https://bridgerpay.com/travel/features): Reducing chargebacks, automating settlements and raising approval rates for travel payments. - [Travel integrations](https://bridgerpay.com/travel/integration): Connecting booking engines, PMS and OTAs, with integrations such as Opera PMS and Bridgify. - [SaaS features](https://bridgerpay.com/saas/features): Retry logic, 3D Secure, PCI compliance and 1,000+ connections for SaaS. - [SaaS integrations](https://bridgerpay.com/saas/integration): Billing and CRM integrations such as Stripe Billing, Salesforce and Zoho. - [Gaming features](https://bridgerpay.com/gaming/features): Retries, 3DS and 1,000+ PSPs for iGaming, casino and betting platforms. - [Gaming integrations](https://bridgerpay.com/gaming/integration): Connecting gaming CRMs, platforms and mobile apps, with integrations such as Soft2Bet and Paybis. - [Retail features](https://bridgerpay.com/retail/features): Global connections, retry logic, a PCI Level 1 vault and the Blox checkout builder for retail. - [Retail integrations](https://bridgerpay.com/retail/integration): Connecting website, mobile and in-store payments, with integrations such as WooCommerce, Magento and Salesforce. - [Financial institution features](https://bridgerpay.com/finance/features): Routing, unified reconciliation and fraud protection for banks and fintechs. - [Financial institution integrations](https://bridgerpay.com/finance/integration): Connecting CRMs, trading platforms and mobile apps, with integrations such as RedAcre and YourPropTrading.